Sandra is originally from a small island in Estonia but has made a home for herself in London. She received a BSc in Management and Strategy from Aston University and joined Ernst & Young as a management consultant after graduation. In her five and a half years at EY she has worked with numerous banks and insurance companies, large and small. She believes financial inclusion and access to financial services is key to fostering young entrepreneurs and building thriving communities. As part of her role at EY, Sandra had the privilege to work with a small entrepreneur in South Africa to help them growth their business in the summer of 2015. This terrific experience made it clear to her that she wants her success to have significance. Following this ethos, Sandra is excited to join the Kiva Fellows 29th Class to work with Urwego Opportunity Bank and Kepler Education in Kigali, Rwanda.