Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

286 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
12.28% 0.07%
Inactive
0.36% 0.06%
0.38% 0.08%
Humo

Humo

207 months on Kiva
Tajikistan
0.38% 0.27%
1.49% 4.84%
1.49% 0.21%
13.05% 4.59%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.16% 1.23%
Kaebauk

Kaebauk

147 months on Kiva
Timor-Leste
0.00% 0.26%
0.00% 0.84%
4.31% 1.25%
3.31% 0.38%
19.37% 0.86%
Credo

Credo

163 months on Kiva
Georgia
0.29% 0.23%
MiCredito

MiCredito

165 months on Kiva
Nicaragua
Costa Rica
4.37% 0.51%
2.49% 1.45%
8.20% 0.96%
2.19% 0.25%
5.18% 0.58%
Inactive
12.63% 0.24%
d.light design

d.light design

52 months on Kiva
Namibia
Niger
Zimbabwe
Zambia
South Africa
Papua New Guinea
Nigeria
Mozambique
Mali
Madagascar
Liberia
Benin
Kenya
8.33% 0.39%
55.09% 9.59%
1.97% 0.00%
0.00% 5.38%
62.55% 0.44%
46.35% 1.10%
11.72% 0.24%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

135 months on Kiva
Dominican Republic
21.71% 19.28%
5.81% 0.01%
0.00% 0.00%
0.60% 1.76%
4.38% 0.48%
8.69% 0.13%
1.17% 0.07%
Hekima

Hekima

174 months on Kiva
Congo (DRC)
14.33% 0.16%
4.16% 0.74%
2.65% 0.05%
Inactive
0.00% 3.46%
30.05% 0.18%
8.00% 0.69%
41.16% 0.22%
0.39% 0.39%
40.78% 0.32%
4.62% 0.00%
32.47% 0.26%
Jibu

Jibu

92 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
3.48% 0.25%
7.30% 0.54%
8.84% 0.05%
Inkomoko

Inkomoko

133 months on Kiva
Rwanda
Kenya
33.96% 1.49%
6.63% 0.88%
5.61% 1.80%
Inactive
77.68% 1.14%
6.13% 7.77%
3.01% 0.47%
CIDRE

CIDRE

182 months on Kiva
Bolivia
100.00% 1.16%
5.66% 2.13%
Inactive
0.00% 0.36%
EDESA

EDESA

187 months on Kiva
Costa Rica
Panama
0.00% 1.83%
0.32% 0.00%
6.38% 0.94%
0.00% 0.00%
0.66% 0.00%
1.75% 0.00%
1.16% 0.03%
3.16% 0.00%
0.74% 0.31%
4.13% 1.73%
4.23% 0.74%
7.58% 0.04%
0.00% 0.00%
Inactive
69.62% 11.71%
0.01% 0.00%
0.77% 0.00%
0.09% 0.00%
81.58% 0.00%
24.28% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
1.98% 0.25%
0.28% 0.00%
28.56% 0.00%
Paused
64.67% 1.09%
Inactive
0.00% 0.00%
0.48% 0.77%
11.81% 0.30%
29.13% 2.15%
Kepler

Kepler

110 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

117 months on Kiva
India
N/A N/A
0.00% 0.00%
0.64% 0.00%
ADICLA

ADICLA

144 months on Kiva
Guatemala
4.47% 1.39%
0.87% 1.22%
Novica

Novica

147 months on Kiva
Nicaragua
Kazakhstan
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
8.98% 0.00%
0.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

209 months on Kiva
Bolivia
89.54% 0.24%
0.45% 0.00%
11.84% 0.00%
4.01% 0.00%
0.00% 0.00%
25.56% 0.15%
0.14% 0.00%
0.06% 0.00%
43.10% 0.29%
9.11% 0.99%
63.55% 0.00%
Impact Hub

Impact Hub

86 months on Kiva
South Africa
Ghana
El Salvador
Brazil
Mexico
0.00% 0.00%
Inactive
0.00% 5.76%
0.00% 0.00%
Paused
100.00% 0.00%
2.56% 0.09%
2.74% 0.05%
Nexus For Development

Nexus For Development

119 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
47.53% 0.00%
NESsT

NESsT

113 months on Kiva
Brazil
Chile
Colombia
Peru
0.00% 11.44%
2.77% 0.39%
Paused
100.00% 0.58%
9.07% 1.39%
0.32% 0.12%
2.13% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

119 months on Kiva
Cambodia
Indonesia
Nepal
Philippines
Thailand
Vietnam
0.00% 0.00%
Vahatra

Vahatra

114 months on Kiva
Madagascar
6.45% 0.10%
0.00% 5.00%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.64%
5.26% 6.07%
88.96% 3.48%
27.13% 0.10%
1.03% 0.03%
8.22% 1.45%
52.73% 0.00%
8.59% 0.99%
62.24% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
6.25% 0.00%
6.79% 70.75%
100.00% 0.00%
0.00% 0.00%
N/A N/A
5.51% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
16.67% 0.00%
0.69% 5.61%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

46 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
80.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
49.78% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
6.99% 4.24%
0.00% 0.00%
YIKRI

YIKRI

72 months on Kiva
Burkina Faso
14.98% 0.26%
81.81% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

98 months on Kiva
United States
Cambodia
Colombia
Canada
Mexico
Tanzania
Kenya
Uganda
Inactive
0.00% 5.00%
0.00% 0.00%
1.81% 0.86%
Inactive
0.00% 7.58%
24.77% 0.25%
Paused
87.98% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
71.26% 8.02%
0.00% 0.00%
0.54% 4.42%
Inactive
0.00% 8.86%
2.04% 2.31%
3.02% 5.32%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

201 months on Kiva
Guatemala
4.10% 1.27%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

29 months on Kiva
Colombia
81.46% 0.00%
58.27% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
0.00% 0.00%
72.53% 9.87%
Inactive
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

134 months on Kiva
Nicaragua
United States
2.04% 2.16%
Inactive
100.00% 44.99%
Inactive
83.78% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%