Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

290 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
6.17% 0.32%
Inactive
0.21% 0.07%
0.32% 0.08%
Humo

Humo

210 months on Kiva
Tajikistan
0.35% 0.26%
1.32% 0.25%
12.20% 4.35%
Inactive
0.00% 7.47%
Inactive
0.00% 0.52%
0.17% 1.22%
Kaebauk

Kaebauk

150 months on Kiva
Timor-Leste
Inactive
1.63% 0.25%
0.04% 0.84%
3.99% 1.24%
3.35% 0.48%
22.66% 0.98%
Credo

Credo

166 months on Kiva
Georgia
0.25% 0.23%
2.08% 1.46%
6.24% 1.17%
3.88% 0.60%
Inactive
6.18% 0.28%
1.67% 5.49%
d.light design

d.light design

55 months on Kiva
Namibia
Kenya
Benin
Liberia
Madagascar
Mali
Mozambique
Niger
Nigeria
Papua New Guinea
South Africa
Zambia
Zimbabwe
10.00% 0.36%
52.33% 12.49%
0.41% 0.00%
0.00% 5.38%
67.49% 1.25%
59.81% 1.04%
11.29% 0.22%
Inactive
0.00% 0.13%
6.37% 0.01%
0.00% 0.00%
0.94% 1.72%
3.24% 0.47%
7.02% 0.13%
MiCredito

MiCredito

168 months on Kiva
Nicaragua
Costa Rica
4.47% 0.55%
1.20% 0.07%
Hekima

Hekima

177 months on Kiva
Congo (DRC)
9.80% 0.16%
1.48% 0.29%
2.73% 0.78%
0.53% 0.00%
1.67% 0.14%
Inactive
0.00% 3.46%
4.70% 0.70%
1.17% 0.38%
73.48% 0.32%
3.98% 0.00%
1.82% 0.02%
Jibu

Jibu

95 months on Kiva
Uganda
Rwanda
Kenya
Congo (DRC)
Burundi
Zambia
Ghana
2.83% 0.24%
4.43% 0.71%
8.51% 0.04%
Inkomoko

Inkomoko

136 months on Kiva
Rwanda
Kenya
37.59% 1.43%
FUNDAPEC

FUNDAPEC

138 months on Kiva
Dominican Republic
23.16% 18.78%
7.39% 1.43%
Inactive
79.53% 1.14%
11.87% 0.47%
7.59% 2.11%
Inactive
0.00% 0.36%
EDESA

EDESA

190 months on Kiva
Costa Rica
Panama
0.00% 1.80%
7.21% 1.02%
28.31% 0.17%
29.54% 0.27%
0.00% 0.00%
3.94% 0.00%
0.00% 0.00%
2.62% 0.00%
1.91% 1.72%
8.10% 0.04%
0.00% 0.00%
7.03% 1.02%
Inactive
83.32% 11.56%
CIDRE

CIDRE

185 months on Kiva
Bolivia
100.00% 1.16%
0.99% 0.03%
1.58% 0.00%
0.10% 0.00%
1.63% 0.00%
0.16% 0.00%
34.06% 0.00%
41.86% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 17.68%
2.37% 0.24%
0.56% 0.00%
37.67% 0.00%
Paused
72.46% 1.09%
5.78% 0.00%
55.06% 0.26%
Inactive
0.00% 0.00%
0.60% 0.76%
15.15% 0.26%
37.32% 2.40%
0.88% 0.28%
Kepler

Kepler

113 months on Kiva
Rwanda
0.00% 0.00%
2.56% 0.81%
Milaap

Milaap

120 months on Kiva
India
N/A N/A
0.00% 0.00%
1.05% 0.00%
ADICLA

ADICLA

147 months on Kiva
Guatemala
3.18% 1.39%
1.73% 1.19%
6.03% 5.86%
Novica

Novica

150 months on Kiva
Nicaragua
United States
Peru
Indonesia
Guatemala
Ghana
Mexico
El Salvador
Brazil
Thailand
India
Costa Rica
Kyrgyzstan
Tajikistan
Uzbekistan
Kazakhstan
1.28% 0.01%
12.14% 7.84%
100.00% 0.26%
0.00% 1.68%
IMPRO

IMPRO

212 months on Kiva
Bolivia
98.48% 0.24%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
26.71% 0.00%
1.35% 0.00%
0.00% 0.00%
21.75% 0.98%
0.12% 0.00%
0.20% 0.00%
Inactive
64.33% 0.27%
7.93% 1.08%
100.00% 0.00%
Impact Hub

Impact Hub

89 months on Kiva
South Africa
Ghana
Brazil
Mexico
El Salvador
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Paused
100.00% 0.00%
1.86% 0.04%
Nexus For Development

Nexus For Development

122 months on Kiva
Lao PDR
Malawi
India
Cambodia
Myanmar (Burma)
Indonesia
Philippines
47.53% 0.00%
NESsT

NESsT

116 months on Kiva
Brazil
Chile
Colombia
Peru
0.68% 11.44%
3.37% 0.38%
Paused
100.00% 0.58%
8.38% 1.42%
1.36% 0.12%
0.20% 0.02%
Inactive
3.28% 0.00%
Wedu

Wedu

122 months on Kiva
Cambodia
Thailand
Nepal
Indonesia
Philippines
Vietnam
0.00% 0.00%
Vahatra

Vahatra

117 months on Kiva
Madagascar
9.58% 0.10%
0.00% 4.84%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Paused
93.54% 0.00%
0.29% 7.64%
Paused
0.00% 3.75%
36.84% 0.10%
7.08% 1.44%
Paused
72.72% 0.00%
7.20% 1.03%
Paused
70.40% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.99% 0.00%
6.55% 74.91%
100.00% 0.00%
0.00% 0.00%
N/A N/A
21.37% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
33.33% 0.00%
0.22% 3.50%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Fansoto

Fansoto

49 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
Inactive
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
74.67% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
3.58% 3.04%
0.00% 0.00%
YIKRI

YIKRI

75 months on Kiva
Burkina Faso
11.52% 0.35%
90.90% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

101 months on Kiva
United States
Tanzania
Colombia
Canada
Mexico
Cambodia
Kenya
Uganda
Inactive
0.00% 5.00%
2.62% 0.00%
4.55% 0.10%
1.83% 0.83%
Inactive
0.00% 7.58%
20.19% 0.24%
Paused
94.03% 4.91%
Inactive
100.00% 34.48%
Inactive
100.00% 60.14%
Inactive
19.92% 7.92%
0.00% 0.00%
1.62% 4.42%
Inactive
0.00% 8.86%
1.00% 2.29%
3.02% 5.17%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

204 months on Kiva
Guatemala
3.49% 1.26%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
100.00% 0.00%
Aflore

Aflore

32 months on Kiva
Colombia
85.86% 0.00%
77.73% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 14.45%
87.62% 9.68%
Inactive
100.00% 0.86%
Inactive
0.00% 5.98%
PAC

PAC

137 months on Kiva
Nicaragua
United States
2.38% 2.14%
Inactive
100.00% 44.99%
Inactive
85.94% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%
Inactive
0.00% 79.48%