Disclaimer: While funds last, a $20 lending credit will be applied to your account after you lend $25 or more to any borrower between now and 11/05/2025 at 11:59 pm PST. Limit one per person. Offer applies only to loans made on kiva.org and not donations. You will receive a notification email when your free credit has been applied to your account. Free credits expire after 14 days. Free credits have no cash value and repayments will return to Kiva. A banner on kiva.org will indicate if funds for this promotion have run out.